Privacy Policy

Munshi: Hisaab Kitaab · Last updated: 2026-11-02

1. Who we are

Munshi: Hisaab Kitaab ("the app", "we") is an income and expense record-keeping app for small businesses. It is operated by Guro. You can contact us through https://hisab.expertguro.com.

2. What information we collect

• Account details: your name, phone number, optional email, optional business name and designation, optional profile photo, language, and your password (stored only in scrambled/hashed form).
• Records you enter: money in/out entries (amount, date, the name of the person or place, payment method, notes, optional receipt photos), categories, clients (name, phone, address, project details), loans and repayments, your team list, and the reports you create or send.
• Information about other people: clients and people you type in (for example their name or phone). Please only enter details you are allowed to keep.
• Technical data: a login token kept in your phone's secure storage, the time of your last login, and server logs (such as IP address and request time) used for security.
• Camera and photos: the app uses the camera or the system photo picker only when you choose to attach a receipt or a profile picture. We do not read your other photos or files.

We do not collect your location, contacts, SMS or call history, microphone audio, or advertising ID.

3. How we use it

To run the app: show and sync your records between the app and the website, make PDF reports, let you share reports with your team, keep accounts secure and prevent misuse, and give you support. We do not show ads, do not sell your data, and do not use it for profiling or for training advertising systems.

4. Who can see your data

• Only you by default. Other users cannot see your records.
• Your team: only what you choose to send them (such as a report). If you allow a team member to add entries, they can see and work in your books (entries, categories, clients and reports) until you remove their access. Each entry shows who added or edited it.
• WhatsApp / SMS: when you tap Send, the text you see is handed to the WhatsApp or SMS app you pick. After that, their own privacy policies apply.
• Our administrators can view account data when needed for support, security or legal reasons.
• Hosting provider: your data is stored on servers run by our hosting provider, who process it only to host the service.
• Legal: we may disclose data if the law requires it.

The app contains no third-party advertising or analytics tools.

5. Security

Data travels over encrypted HTTPS. Passwords are hashed. Access to the server is restricted. No online service is perfectly secure, so please use a strong password and keep your phone locked.

6. Keeping and deleting your data

We keep your data while your account is active. You can delete your account at any time:

• in the app: Settings → Delete my account, or
• on the website: https://hisab.expertguro.com/delete-account.

Deleting removes your profile and the reports you sent or received. If you are a company owner, deleting your account deletes the whole company: its members' accounts, clients, entries, receipt photos, invoices, loans, people and logo/stamp files. If you are a member, only your own account is deleted; the records you added stay in the company with your name removed from them, because they belong to the company's records. Copies in routine server backups are removed when those backups expire (normally within 30 days).

7. Your choices

You can view and edit your information in the app and website, switch language, remove team members, and delete your account. For any other request, contact us.

8. Children

The app is for adults running a business. It is not meant for children under 18, and we do not knowingly collect their data.

9. Changes

If we change this policy we will update the date above and, for important changes, tell you in the app.

10. Contact

Guro · https://hisab.expertguro.com